Terms of Service

Last updated: June 16, 2026

These Terms of Service govern your use of CCardGenerator.com, including our website, synthetic payment test data tools, card number validators, BIN lookup tools, IBAN validation tools, API services, documentation, and related features.

Use the service responsibly. Our tools are for development, QA testing, education, fraud-prevention learning, and validation workflows only. They must not be used to mislead merchants, bypass payment requirements, impersonate another person, commit fraud, or attempt real transactions.

Acceptance Of Terms

By accessing or using this website, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the website or API services.

What The Service Provides

CCardGenerator.com provides tools and educational content related to:

  • Synthetic payment-card-style test numbers for software testing.
  • Luhn algorithm and card number structure education.
  • Card number validation logic for development and QA workflows.
  • BIN lookup and IBAN validation tools.
  • API access for approved users and permitted testing use cases.

Synthetic Test Data Only

Generated card numbers, names, addresses, expiration dates, and security-code-style values are synthetic test data. They are not issued by banks, are not connected to real accounts, do not hold monetary value, and cannot authorize payments.

You must not present generated data as real financial information or use it on live checkout pages, account verification flows, subscription trials, identity checks, or any system where you do not have permission to test.

Prohibited Uses

You agree not to use this site or API to:

  • Commit, assist, promote, or conceal fraud, theft, deception, or illegal activity.
  • Mislead websites, merchants, payment processors, banks, or other people.
  • Attempt purchases, signups, verifications, or subscriptions using synthetic data on systems you do not own or have permission to test.
  • Collect, submit, store, or process real cardholder data through our public tools.
  • Abuse, overload, scrape, reverse engineer, or interfere with the website or API.
  • Share, sell, or expose API tokens or account credentials.
  • Use the service in a way that violates applicable laws, payment network rules, platform policies, or third-party rights.

API Accounts And Tokens

API access may require registration, approval, and a unique token. You are responsible for all activity under your account and token. We may limit, suspend, or terminate access if we detect abuse, suspicious activity, policy violations, excessive requests, or security risk.

API Credits And Payments

Paid API credits are used for API queries according to the plan shown at purchase. Credits are delivered after payment review and approval. Payment instructions must be followed exactly, including the correct token, network, and transaction details.

Because cryptocurrency payments may be irreversible, you are responsible for sending payment to the correct address and network. Duplicate payments, failed crediting, or payment mistakes may be reviewed through support, but credits are generally not refundable once delivered and used.

No Financial, Legal, Or Security Advice

Content on this site is for general educational and development purposes. It is not financial, legal, compliance, cybersecurity, or payment processing advice. You are responsible for your own compliance obligations, including PCI DSS, data protection laws, payment processor rules, and platform policies.

Third-Party Names And Links

Visa, Mastercard, American Express, Discover, JCB, and other names may be referenced for educational identification of card network patterns. CCardGenerator.com is not affiliated with, sponsored by, or endorsed by those companies. Third-party links are provided for convenience, and we are not responsible for third-party websites or services.

Content Accuracy

We try to keep tools and educational content useful and accurate, but we do not guarantee that all information, validation logic, BIN records, API responses, or documentation will be complete, current, uninterrupted, or error-free.

Service Availability

We may modify, suspend, limit, or discontinue any part of the website or API at any time. We may also update pricing, query limits, endpoints, documentation, or account requirements.

Disclaimer Of Warranties

The service is provided "as is" and "as available" without warranties of any kind, whether express or implied. Your use of the website and API is at your own risk.

Limitation Of Liability

To the fullest extent permitted by law, CCardGenerator.com and its operators will not be liable for indirect, incidental, special, consequential, punitive, or lost-profit damages arising from your use of, or inability to use, the website or API services.

Termination

We may suspend or terminate access to the website, API, or account features if we believe these Terms have been violated or if continued access creates legal, security, operational, or reputational risk.

Changes To Terms

We may update these Terms from time to time. The updated version will be posted on this page with a revised "Last updated" date. Continued use of the site after updates means you accept the updated Terms.

Contact

Questions about these Terms can be sent through our contact page or by email at [email protected].


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